A spreadsheet will hold your numbers. It will not send the reminder, calculate the wage, or tie a cost to a job.
Excel is where most builders start, and for a single list it is hard to beat. The trouble begins when the same figures live in five sheets on three phones: a payment goes in one copy, a cost in another, and by month-end nobody agrees on the balance.
TameerBook keeps one live record instead of many copies — every payment, cost and wage in one place, on every team member's phone, with the arithmetic done for you.